Welcome to Lootmeister’s college football picks section! Here you’ll find tons of previews offering free weekly NCAA football picks against the spread (with analysis) from the top matchups/games each week. To avoid confusion, we’d like to point out that the free predictions on most other college football handicapping sites are second rate picks with their top plays only available for purchase. We don’t have anything to sell here! Our free college football picks are our best bets and top plays! Our revenue comes from advertising which allows us to offer our selections at no cost to our readers! Please consider betting your games at our sponsoring sportsbooks as this is what ultimately keeps us in business and here to provide you betting info each week. As the spammy TV commercials say… “But wait! There’s more!” We’re not just a free picks site! We’ve also got hundreds of handicapping articles for you to read that offer tips, strategy and advice that WILL increase your odds of beating the point spread and collecting from the bookies! Find these in the left menu of each sports section. Please bookmark our site and check back weekly! Enjoy!
YES! THERE ARE STILL ONLINE SPORTSBOOKS WHERE YOUR CREDIT CARD WILL WORK FOR DEPOSITS! YOU GET A 50% BONUS TOO! BOVADA!
NCAA Football Picks, News and Promotions

Memphis vs NC State Odds, Prediction & Free Picks Friday, December 19th, 2025
Memphis vs NC State betting preview with expert analysis and predictions. I've been doing this for 30 years, and bowl games come down to one thing – who protects the football better. Memphis lost their head coach to Arkansas, and that's a distraction you can't ignore. NC State's got a +0.2 turnover margin compared to Memphis at +0.7, but the Tigers are coming off three straight losses where they coughed up the ball at critical moments. Red zone execution tells the story here – both teams convert over 90% in the red zone, but NC State's defense has been stingier allowing just 83.67% compared to Memphis giving up 78.13%. The Wolfpack finished strong, winning three of four in November while Memphis collapsed down the stretch. Dave Doeren knows how to prepare for bowls, and interim coaches struggle in these spots. Take NC State to cover.

Army vs Navy Odds, Prediction & Free Picks Saturday, December 13th, 2025
Army vs Navy betting preview with expert analysis and predictions. I've been doing this for thirty-five years, and service academy games come down to one thing: who protects the football better. Navy's got a +0.1 turnover margin compared to Army's impressive +0.8, but here's what the numbers don't tell you – Army's been sloppy in conference play while Navy's executed when it mattered. Blake Horvath throws picks at a 3.6% clip versus Army's 2.2%, but he's got better weapons and red zone efficiency. Army's defense is stout, ranking 34th in points allowed, but they haven't faced Navy's balanced triple-option attack. The Midshipmen convert 85.7% in the red zone compared to Army's 89.6%, but Navy gets there more often. In rivalry games, fundamentals trump everything else. Navy's 281.8 rushing yards per game against Army's 142.6 rush defense tells the story. Take Navy to cover.

Indiana vs Ohio State Odds, Prediction & Free Picks Saturday, December 6th, 2025
Indiana vs Ohio State betting preview with expert analysis and predictions. I've been doing this for thirty-seven years, and championship games come down to one thing: who protects the football better. Indiana's got a nice story with their +1.5 turnover margin, but Ohio State's defense is a different animal than anything they've faced. The Buckeyes allow 8.5 points per game and force turnovers when it matters. Fernando Mendoza's been solid, but he's throwing into the best secondary in college football. Ohio State's Julian Sayin has a 78.9% completion rate because he doesn't force throws. In conference championship games, experience matters. Ryan Day's been here before, Curt Cignetti hasn't. The Hoosiers will try to establish their ground game, but Ohio State's front seven is built to stop exactly that. Red zone execution will be critical, and the Buckeyes convert at 90.74% compared to Indiana's 90.38%. Marginal difference, but margins win titles. Take Ohio State to cover.

Georgia vs Alabama Spread Prediction & Free Picks Saturday, December 6th, 2025
Georgia vs Alabama betting preview with expert analysis and predictions. The numbers tell a clear story here in this SEC Championship rematch. I've been crunching these metrics for years, and Alabama's points per play efficiency edge stands out immediately. The Crimson Tide generate 0.444 points per play compared to Georgia's 0.452, but Alabama's defense allows just 0.285 points per play versus UGA's 0.292. That defensive differential is crucial in championship games. Red-zone finishing becomes paramount, and both teams convert at elite rates – Alabama at 91.1% and Georgia at 90.9%. The third-down battle favors Alabama slightly, as they convert at 44.2% while limiting opponents to 37.5%. Georgia struggles more on third down at 45.0% conversion but allows 36.4%. Here's where tempo really shapes this matchup – Alabama's more balanced pace should generate 12-13 drives per team, giving the Tide more opportunities to exploit their turnover margin advantage. When you see Alabama's +0.8 turnover margin compared to Georgia's flat 0.0, that's a game-changing metric in tight contests. Alabama covers the number in a classic SEC slugfest.

Miami (OH) vs Western Michigan Odds, Prediction & Free Picks Saturday, December 6th, 2025
Miami (OH) vs Western Michigan betting preview with expert analysis and predictions. I've been doing this for thirty years, and MAC Championship games come down to one thing – who protects the football better. Miami's got a +0.5 turnover margin compared to Western Michigan's -0.4, and that's your ballgame right there. The RedHawks defense is creating 1.6 takeaways per game while only giving it away 1.1 times. Western Michigan's quarterback situation with Broc Lowry has been shaky – kid's thrown picks at crucial moments all season. Miami's red zone execution at 89.66% is superior to WMU's 73.53%, and in a low-scoring conference title game, those trips inside the 20 become gold. Chuck Martin's been coaching championship games since before these kids were born, and his team just beat these same Broncos 26-17 back in October. The line movement from -2.5 to -2.0 tells me the sharp money is on Miami. Take the RedHawks and the points.

Houston vs Baylor Odds, Prediction & Free Picks Saturday, November 29th, 2025
Houston vs Baylor betting preview with expert analysis and predictions. I've been doing this for 30 years, and when you see a team hemorrhaging turnovers like Baylor, you take the points. BAY is giving away 2.0 turnovers per game while HOU breaks even at 0.0. College kids make mistakes, but Robertson's been careless with 11 picks this season. When you're dealing with 18-22 year olds in a must-win spot, pressure creates panic. HOU's defense forces 1.3 takeaways per game and will capitalize on BAY's desperation. The Bears' defense has been torched for 40+ points four times in five games – that's not championship material. HOU has been money on the road at 5-0 straight up, showing the discipline that wins games in November. Take HOU +2.5 and don't overthink it.